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Is Pet Insurance Right for You and Your Dog

by Debra Primovic

Many dog owners today try to be frugal on their dog's medical care,

Deciding if pet insurance is right for you and your dog can be difficult. Here is the question: can you afford an unexpected thousand dollars' expense? Or even more? If not, then you should consider pet insurance.

Your dog's medical care, including diagnostic tests and treatment options, is becoming more sophisticated. Treatments and procedures are now available that were not previously possible. With that comes a hefty price many dog owners cannot afford.

Veterinary costs alone can rival your own medical doctor's fees. For example, a large breed dog with a relatively common life-threatening condition called "bloat" can be hospitalized and treated in many veterinary hospitals and emergency clinics across the country. The cost for this life-saving treatment ranges from $2,000 - $5,000 or more. A broken leg requiring fracture repair can range from $500 to $2500 depending on the specific treatment and where in the country you live.

Here are 3 more questions to help you determine if pet insurance is right for you...

1. Do you love your dog?
2. Do you want the best care for your dog?
3. Do you consider your dog as a valued member of your family?

If you answer is yes to these three questions, again, you should consider pet insurance. It will provide you with a peace of mind knowing you have help paying the medical costs for your dog's accidents, poisonings, or illnesses including cancer.

As a veterinarian, I love to see dog owners with pet insurance. Dog owners with pet insurance that come to our emergency hospital don't have to worry about compromising the care for their pets because of cost restraints. They don't have to decline treatments or even consider euthanasia due to their limited budgets. If an unexpected expense would be difficult for your budget, then you should consider pet insurance.

Optional pet insurance coverage is also available as regular veterinary care such as vaccines and other routine wellness care is critical to the long-term health of your dog.

Your dog's health & your finance's bottom line:

There are many things in life that you can be frugal about, such as entertainment, travel and dining expenses. However, when it comes to your health, your family's health or your dog's health, you should never be frugal, especially if you love your dog and want the best care for him or her.

There will come a time when your dog needs medical attention. Here's one final question: will you be ready?

About the Author:
With her PetPlace.com columns, Dog safety and health expert, Debra Primovic has helped thousands of dog owners keep their dogs living longer and stronger. For more information, check out http://www.petplace.com for 8,000+ veterinarian approved articles guaranteed to keep you from compromising the care of your dog.

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Frontline Plus provides your dog with the most complete spot-on flea and tick protection available. In addition to killing 98-100% of adult fleas on your dog within 24 hours, Frontline Plus contains a special ingredient that kills flea eggs and larvae, too, and keeps all stages of fleas from developing. By effectively stopping the development of new fleas, Frontline Plus completely breaks the flea life cycle. And, Frontline Plus kills all stages of 4 major ticks including those that may transmit Lyme Disease and Rocky Mountain Spotted Fever. It's completely waterproof. Effective Flea & Tick Control . . . No Prescription Required! Guaranteed US EPA approved. Over-The-Counter topical kills fleas & ticks in under 48 hours Protect against Lyme Disease! Easy to apply monthly preventive Contains (S)-methoprene, effective for halting immature stages of fleas

3V Caps Skin Formula for Med/Large Breeds (60 caps)
3V Caps by DVM Pharmaceuticals is a concentrated dietary supplement which is beneficial for the maintenance of a healthy skin coat in dogs and cats. It contains fish oil as a source of Omega-3 fatty acids plus vitamins A, D, and E. The dosage is 1-2 capsules daily for pets 30-60 lbs. Guaranteed Analysis (per capsule): Crude Protein no less than 7% Crude Fat no less than 90% Crude Fiber not more than 1% Moisture not more than 2% Vitamin E 75 IU Vitamin A 1250 IU Vitamin D 125 IU Eicosapentaenoic Acid (EPA) 180 mg Docosahexaenoic Acid (DHA) 120 mg Ingredients: Fish Oil, Safflower Oil, Borage Seed Oil, dl-alpha-Tocopheryl, Cod Liver Oil, Acetate (Vitamin E), Gelatin, Water, Glycerin.

6 MONTH Advantage Flea Control Blue: For Dogs Over 55 lbs.
Advantage Blue kills fleas on dogs fast. Advantage kills 98% of fleas within 12 hours and continues to work for up to one month per application. It also breaks the flea life cycle by killing flea larvae. Advantage can be used on puppies as young as 7 weeks old. Also, it is safe for dogs that are pregnant or nursing. Advantage is water-resistant, so it kills fleas even after shampooing and exposure to rain. Advantage is applied between the shoulder blades on dogs. Effective Flea Control . . . No Prescription Required! Guaranteed US EPA approved. Contains imidacloprid, the fastest flea preventive, which works within 12 hours Long-lasting Over-The-Counter formula keeps working for up to 4 weeks Easy-squeeze tube for easy application. Water-resistant formula stays strong through baths and rain

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